Financial and Life Journey Insights and Articles
Make Your Dreams A Reality
Personal finances: Owe – Grow – Live – Give
There are four things we can do with our money, we can Owe (debt and taxes) it, Grow (savings and investments) it, Live (spending, lifestyle) it, and Give (charity and family) it to others. Everything we do with our money can fit into these four quadrants and the focus is placed on maximizing your return on life.
Estate planning: does your current Will fulfill your wishes?
Even with a Will, without proper planning, your beneficiaries may not end up with the amount you were expecting them to get. Is that what you want? When most people think of estate planning, they think about having a Will. A Will is a great start, as it usually lays...

The Give and Take of Supporting Others
As a business owner, I often get requests to sponsor clients who are, for example, doing a weeks-long trek across some challenging terrain, to raise money for women’s shelters. I even gathered my own sponsors in our tiny village of Lyndhurst in support of the Rejuvenation Committee, by swimming the 3km from one end of our lake to the other.

Betty-Anne Howard
Betty-Anne Howard is an award-winning Financial Planner, Author and Speaker who specializes in helping women make their dreams a reality through financial literacy and charitable giving.
Betty-Anne’s goal is to raise an additional 50M for charities in her lifetime.