by Betty-Anne Howard | Jan 17, 2023 | Meaningful Conversations
The start of a new year. Much like any other life milestone, it’s a great reason to form new habits, change our behavior, or perform a complete u-turn in how we lead our lives. There is much research out there to suggest this is true. However, as I am sure you...
by Betty-Anne Howard | Dec 8, 2022 | Meaningful Conversations
‘Tis the season for many things! Did you know that the majority of charitable giving contributions occur in the last three months of the year? Do you have any thoughts on why that might be the case, other than for tax savings, or last-minute thoughts for the calendar...
by Betty-Anne Howard | Nov 8, 2022 | Financial Literacy, Financial Planning Week
Financial planning and financial literacy as a whole can be confusing for many Canadians. Unfortunately, there is an abundance of myths and misconceptions that hold us back from engaging in a process that actually can be life-affirming, and freeing! The financial...
by Betty-Anne Howard | Oct 11, 2022 | Retirement Planning
I remember a 2015 BMO Wealth Management study that found that retired Canadians spend an average of $2,400 per month on expenses, with housing, bills, clothing, transportation, and food being the largest monthly expenses. Things have changed drastically since 2015,...
by Betty-Anne Howard | Sep 14, 2022 | Philanthropy and Inheritance Planning, Women's Empowerment
As a Financial Planner, I know that estate planning, if understood at all, is often perceived as being something that perhaps only rich people do – engaging in a process to preserve their wealth and then seeing to it that their wealth is distributed in the most...
