by Betty-Anne Howard | Nov 8, 2022 | Financial Literacy, Financial Planning Week
Financial planning and financial literacy as a whole can be confusing for many Canadians. Unfortunately, there is an abundance of myths and misconceptions that hold us back from engaging in a process that actually can be life-affirming, and freeing! The financial...
by Betty-Anne Howard | Oct 11, 2022 | Retirement Planning
I remember a 2015 BMO Wealth Management study that found that retired Canadians spend an average of $2,400 per month on expenses, with housing, bills, clothing, transportation, and food being the largest monthly expenses. Things have changed drastically since 2015,...
by Betty-Anne Howard | Sep 14, 2022 | Philanthropy and Inheritance Planning, Women's Empowerment
As a Financial Planner, I know that estate planning, if understood at all, is often perceived as being something that perhaps only rich people do – engaging in a process to preserve their wealth and then seeing to it that their wealth is distributed in the most...
by Betty-Anne Howard | Jul 12, 2022 | Retirement Planning
Recently I’ve been facing and dealing with the deaths of two colleagues who worked with me in financial services and were friends of mine. One person was younger than me and hadn’t yet retired, and obviously never will, and the other person had so much vitality that I...
by Betty-Anne Howard | Jun 2, 2022 | Charitable Giving, Legacy Planning, Philanthropy and Inheritance Planning, Retirement Planning
Estate Planning is a critical component of your Financial Plan. All the pieces of the puzzle need to fit together, creating a picture that makes sense and gives you clear, concise information about how each piece works together. Not only that, but we also want to...
